Will you professionally manage my account for me?

Managed Accounts provides a substantially higher level of service than Asset Class Guidance and Fund Advice and is designed for those participants who do not have the time, desire, or confidence to manage their retirement investments and could benefit from ongoing professional account management.

Managed Accounts develops an appropriate investment portfolio for your account based on your complete personal situation and updates its recommendations to keep you on track to meet your retirement savings goal. Along the way, we will keep in touch with you to let you know how your account is doing and to obtain updated information that could impact your retirement investing plan.

In addition, Managed Accounts helps you understand how your other assets work in conjunction with your ICMA-RC retirement accounts. The service takes into account non-ICMA-RC accounts and additional retirement income sources, (e.g., pensions, Social Security) as well as your future income and savings, desired retirement age and the finances of your spouse or partner.

Is Managed Accounts Right For Me?

ICMA-RC understands that everyone has his or her own comfort level, available time, and interest when it comes to retirement investing.

Some employees really enjoy managing their accounts and are committed to regularly monitoring their investments. However, many other employees do not have the time, the desire, or the confidence to actively manage their retirement accounts and would like to have qualified professionals make these ongoing decisions for them.

You may wish to consider Managed Accounts as an alternative to managing your own investments if you can identify with one or more of the following statements:

1. I do not have the time to properly manage my retirement account.
2. I do not have sufficient knowledge of investing and financial markets.
3. I have a difficult time following a disciplined investing strategy - I tend to overreact to market ups and downs.
4. I do not monitor my progress toward reaching my retirement income goal.

Please note that Managed Accounts is designed for participants who are currently saving for retirement; it is not appropriate for those who are, or soon will be, taking withdrawals.

Managed Accounts may not be suitable for all investors. Employees should contact our Guided Pathways team or their ICMA-RC Retirement Plans Specialist and fully read the ICMA-RC Guided Pathways(r) and Managed Accounts Investment Advisory Agreement prior to enrolling in Managed Accounts to determine if this service is right for them.

You are charged an asset-based fee for the services provided under Managed Accounts*.

Please check with your Employer or ICMA-RC's Guided Pathways team to determine if your Plan offers Managed Accounts.

*Underlying mutual fund expenses and plan administration fees still apply. Please read the applicable fund prospectus and your plan's Retirement Investment Guide for a description of those fees and expenses.